Sets out the steps you need to follow in the process of applying for a debt relief order.
Explains what happens once a debt relief order has been made and your responsibility to report a change of circumstances, or information you forgot to include in the original application.
Explains how much it will cost to apply for a debt relief order, where and how to pay, and whether there is help available to pay the fee.
Find out if you can get working or child tax credits and how to claim. If you have a tax credits overpayment find out how to challenge the decision.
Explains how an adviser assesses the value of your debts, income and belongings during the debt relief order application process.
Explains why you might have a debt relief restrictions order (DRRO) made against you if you did something against the rules when you applied for your DRO, or while the DRO is in force.
Reasons why your debt relief order application might be refused and what you can do if you think the refusal is unfair or wrong.
Explains the circumstances in which the Official Receiver can stop (revoke) your debt relief order and how to challenge their decision.
Explains the types of change in your circumstances that you must report to the Official Receiver and what could happen if you do not report them.
Explains what to do if you are being chased for a debt covered by your debt relief order and the situations in which creditors are still allowed to contact you while the order is in place.
Online Advice is provided by citizensadvice.org.uk; copyright © 2021 Citizens Advice